Finance

It’s no secret that people behave differently during an economic downturn. The purse strings are drawn tighter for many households, emphasizing essentials and value for money over brand recognition and loyalty. Studies of consumer behavior in the wake of the Great Recession of 2008 back this up with historical evidence. The real problem emerges when […]

So you bought your first ever house. You’ve already moved in, and everything is already settled. Then it hits you. Buying a house can be more expensive than you think since you will be responsible for everything. Besides the house itself, other things that can cost a fortune are your utilities, insurance, bills, repairs, and maintenance. According

As you get older, there will come a time when you must leave the nest and stop solely relying on your parents or guardians. Providing for yourself is an evident skill needed for the inevitable future, with many saying you need to become financially conscious and stable when you hit your 20s. The truth is

The real estate industry has produced some of the richest men in the world. Even Warren Buffet, a well-known American investor and business tycoon, invests in real estate. However, it doesn’t mean that you should go blindly into investing in real estate because other people were successful in it. You must do research, lots of

When it comes to investment, you’re always told to start young. Time is on your side, after all. But how do you exactly approach this matter? How can you invest in stocks if you don’t have a high income yet? To help you navigate handling finances and investing in your 20s, here are some basic

Owning a home is an exciting milestone in your life. It hits a lot of things with one stone. You get a comfortable place to live in, an investment, and a social status that people can admire. However, if you are paying a 30-year loan term and still in your first year, you can’t definitely

A new study conducted this year shows that a mere 16% of the millennial generation are financially literate. To test this, fundamental questions covering various concepts such as numeracy, inflation, and diversification, were used to ask Americans. The results proved that even millennials who identified as “financially literate” were challenged in the aspect. The report

As you take the leap to be an entrepreneur, learning to handle your personal and business finances effectively gives you a guarantee of what might happen to your business venture. Keeping personal finances healthy ensures that you’ll be able to support your entrepreneurial journey. That is the first critical step to ensuring that your franchise

Money is the root of evil, and it can’t buy you happiness; who hasn’t heard these and similar sayings? Throughout history and across cultures, people have disdained those who value money above all else. From Shylock the Jew to Ebenezer Scrooge, we cast them as villains. Real-life figures such as Jakob Fugger and John D.

When you’re caught up in various activities each day, finding the time to plan for your future can be difficult. But if you start saving and investing now, you’ll have more time to grow your finances and even recover from the mishaps that may have happened beforehand. A growing number of young adults face constrained